2019 Goals

  • Contribute average $1,100 per month
  • Increase projected annual dividend income to $3,639 (+15%)
  • Increase expected yearly dividend growth rate from 4.57% to 5.5%
  • Improve portfolio tracking and include ratings, payout ratio, debt and EPS/dividend growth

2018 Goals

  • I’ll buy an apartment which will take all my cash reserves (to achieve better terms of financing) Achieved!
  • We’ve got a new family member! I will take two months off and we’ll surf & travel through Europe with Baby Divrider Done!
  • This all means: no new contribution this year Overachieved! I’ve contributed $ 3,400
  • Maintain projected annual dividend income of $ 2,608 Overachieved! Increased to $ 3,151
  • Use broker cash reserve or sell stocks from overweighting sectors in broker account to diversify into new sectors Achieved! Added new sectors: Communication Services, Consumer Cyclicals, Financials, Industrials and Technology

2017 Goals

  • Contribute average $ 1,200 per month Achieved! $ 1,450
  • Increase projected annual dividend income to $ 1,800 Achieved! $ 2,608
  • Increase sector diversification by adding at least two more sectors Not achieved! I only added one new sector (Consumer Defensive)

2016 Goals

  • Contribute average $ 2,000 per month Not achieved! I’ve committed only $1,204 per month
  • Earn $ 1,600 in dividend income Achieved! I’ve collected $ 1,653
  • “Increase” projected annual dividend income to $ 1,700 Not achieved! My forward income was only $ 1,399
  • Add more weight to quality stocks (low payout ratio, low debt, growing EPS) Achieved! Added Gilead (but with fast shrinking EPS) and Novo Nordisk

2015 Goals

  • Contribute average $ 2,000 per month Achieved! $2,015
  • Write at least 24 posts Not achieved! I only published 12 posts
  • Earn $ 2,000 in dividend income Achieved! $ 2,455
  • Increase projected annual net dividend income to $ 2,500. Achieved! $ 2,608
  • Get total return without paid dividends above 0% Not achieved! -17.5% due to high energy concentration in my portfolio
  • Increase number of holdings to 16 Achieved! 19
  • Reduce high yield stocks and focus more on high quality stocks Achieved! Sold nearly all BDCs in 2015.

2014 Goals

  • Contribute average $ 1,500 per month Achieved! $ 2,800
  • Open Blog and start writing Achieved!
  • Earn $ 400 in dividend income. Achieved! $ 664
  • Increase projected annual net dividend income to $3,000. Achieved!

6 thoughts on “Goals

  • February 15, 2015 at 7:39 pm

    I like your goals DR – I think striving for additional diversification will really help propel you down the path you want to go. It feels great to have a bunch of high yielders, but the sacrifice today to get something lower will really pay off several years from now when your dividend growth pushes your yield up organically.

    Good luck with all your goals this year and beyond.

  • February 24, 2015 at 11:48 pm


    Thank you for your motivating words! Yes, you’re absolutely right! I hope I’ll a have a more (yield-)balanced portfolio at the end of the year.

    Thanks for commenting!

  • September 10, 2015 at 2:16 pm

    Great looking potioflro you’ve got there! You own many of the same stocks that I do, and many others that I would like to add in the future. I’ll definitely be referencing this to gain ideas on what dividend stocks to buy.Cheers!

    • September 14, 2015 at 11:11 pm

      Karis, thanks for your visit! Currently I’m going full throttle into the energy sector given the negative sentiment and the decade low opportunities. It’s hard to go into a falling sector because you’ll see everything in the red, but you’ll never know when Mr. Market believes this is over. When the fundamentals finally change, the opportunities maybe long gone. The financial sector(esp. REITs) is also in an attractive correction territory right now. Do you have a list of your holdings or a blog?
      Cheers and good luck to you!

    • October 31, 2016 at 11:11 pm

      Busted! I’ll update the goals soon! Thanks for the reminder 😉



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